How are you using your credit cards? Do they sit in your wallet, longing to see the sunlight? Or are you getting the most out of the benefits that come with them? A lot of people claim they have a credit card to “build credit” or “in case of an emergency,” but these are often fringe benefits to having them. What exactly are you missing out on?
Choosing the Right Cards
First, you should figure out what constitutes the “right card” for you. It depends on what you like, to be honest. Does it come with perks like cashback or other kinds of rewards? There are a lot of credit cards that have perks like the Target REDCard, where you get 5 percent off every purchase, or the Chevron Visa Card, which offers a slew of discounts on gasoline. You should research all of the options available to you and see if you can find a credit card offered by stores and locations you frequent.
Finding a job over the summer is a horrible thing for college students. They have to compete with everyone else in town who is looking for work. They’re having to say, “Actually, I only need a job for the summer.” Luckily, there’s a lot of ways around that. Whether it be plasma or temporary work, there’s always something available to even the least optimistic student.
According to the Bureau of Labor Statistics (BLS), financial analysts have a median pay of $76,950 per year, or $37 per hour. Economists have a median pay of $91,860 per year, or $44.16 per hour. Working on Wall Street or for your local or state government might not be such a hard job to get after college (and years of research experience). But trust me when I say that you’re not going to be prepared to work in technology or in many other large companies unless you read this.
NOTE: Bear with the length of this article. The reason why it’s long is because of the qualifications that I show from other companies. I promise that after reading this, you’re going to actually be prepared for these kind of jobs after college.